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Checking

 

Intercity State Bank offers several different types of checking accounts. Some of our accounts are traditional; others are interest bearing. Whether you want  freedom from monthly service charges, images of your returned checks or an account that offers a competitive interest rate, we have an account that's right for you.

 

Other popular features available to our checking customers are: No fee debit cards, automatic transfers, online and telephone banking.

 

Read more about the type of account that is right for you or visit your convenient Intercity State Bank location to open a checking account today.

 

If you are a current customer and your debit card is lost or stolen during non-business hours, please call 1-800-528-2273 for immediate assistance.

 

 

Traditional Checking Accounts


No Charge Checking

This is our most popular account. Enjoy freedom from monthly service charges and average monthly balances. For your convenience, you will also receive a monthly statement.

 

Thrift Checking
This account is perfect for you if you’d like your check images returned to you in your statement, and don’t write many checks each month.

 

Regular Checking
You won’t have monthly charges with this account, provided you maintain the specified $300 monthly average balance. And, as an added bonus, your available check images are returned to you.

 

 

 

Interest Bearing Checking Accounts

 

Super NOW Checking
Enjoy unlimited access to your account while watching it earn interest. A minimum balance is required.

 

Money Market Checking
This is a competitive interest-bearing account where your rate is determined by the account balance. You can make limited transactions each month.

 

Personal Investor Money Market Checking
Watch your interest accumulate on higher deposit amounts, while having the ability to make limited transactions each month with this competitive interest-bearing account.

 

 

 

Checking Accounts At-A-Glance

 

ACCOUNT
TYPE
Min.
to Open
Min.
Daily
Balance
Interest
Monthly
Fee
Check Images
Returned
w/Statement
Per Check
Written
Charge
No Charge
$50
None
Ø
Ø

 

No

 

Ø
Thrift
$50
None
Ø
Ø

 

Yes

 

$.10
Regular
$50
$300 average
balance
Ø
Ø
Yes
$.20 for balances
under $300 average
Super NOW
$500
$500
variable
$5.00 for
balances
under $500
No
$.20 for balances
under $500
Money Market
$2,500
$2,500
variable
$5.00 for
balances
under $2,500
No
$1.00 per check over 6
limit
Personal Investor
$10,000
$10,000
variable
$5.00 for
balances
under $10,000
No
$1.00 per check over 6
limit

 

View a complete list of Bank Services & Fees.

 

Questions?
Contact us today.